Investing for your Future

---Every parent hopes that one day their child will attend college to obtain an education and a better future.
---Paying for college however, requires a great deal of thought and foresight, or does it?

4 IMPORTANT INVESTING TIPS
1-DIVERSIFY
do not put all of your money into one stock or venture. If one stock declines, you still have the others to fall back on.
2-STICK WITH IT
do not stop putting money into an investment. Once you stop you are less likely to continue on the right track.
3-PUT IN ALL OF YOUR CHILD'S GIFT MONEY
Put all or most of the money that your child receives for his/her birthday, holidays into an investment. A toy will most likely be broken by next year anyhow. As an added bonus you can use this time to bond with your child by explaining to him/her how stocks and investments work.
4-THE START-UP IS SMALL.
UTMA (Uniform Trust for Minor Accounts) are able to be opened with about $250, bank accounts about $25

******STOCK SPOTLIGHT*******
JANUS ENTERPRISE FUND
---Invests in medium-sized companies.
--Average annual return
***One Year 121.90%
***Three Years 48.71%
***Five Years 36.12%
***Life of fund 31.95%
---Total Annual Fund Operating Expenses (0.94%)
---Top 10 Holdings as of 01/31/2000
AT&T Canada, Inc.
Exodus Communications, Inc.
McLeodUSA, Inc. - Class A
Metromedia Fiber Network, Inc. - Class A
Paychex, Inc.
PSInet, Inc.
SDL, Inc.
Sepracor, Inc.
Verisign, Inc.
Western Wireless Corp. - Class A
Total (% of Portfolio) 32.79%